Vehicle Center
A new car is one of the most expensive purchases you’ll make, and it’s essential that you know all of the facts before buying one. Doing some research can save you a lot of money, and USSCO wants to be sure our members know all their financing options.
Make sure you know of all the options available to you before you sign on that dotted line!
Current USSCO Loan Rates can be found here.
Additional auto discount may be available from LoveMyCreditUnion for credit union members only. Check before visiting the auto dealer or ask if a discount will apply to the vehicle you choose.
Life or Disability Insurance
You will find that USSCO 's pricing will beat the dealer's every time.
- Life Insurance....$.07/$100.00 of monthly balance
- Joint Life Insurance....$.122/$100.00 of monthly balance
- Available to age 65
- Disability Insurance (available if you work 25 hours or more per week )
GAP Insurance
If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the replacement value. Nevertheless, you remain liable for payment of the difference between the insurance settlement and your loan balance. GAP Standard coverage includes coverage for the primary auto insurance deductible, up to $1,000.00. Benefits are for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.
GAP Plus Protection includes $1,000.00 down payment credit toward a replacement vehicle if financed at USSCO. Cost: $275.00 per loan.
Loan Calculators
Use this calculator to calculate a loan with credit disability, credit life, and GAP Insurance (Guaranteed Asset Protection).
Credit disability, credit life and GAP Insurance loan calculator
Use this calculator to calculate a loan with credit disability and credit life.
Credit disability and credit life loan calculator
Check out the helpful links below before you visit a dealership:
Edmunds provides True Market Value pricing, unbiased car reviews, ratings and expert advice to help you get a fair deal. Find a local dealer and view their inventory from the comfort of your home or office. Click on the Edmunds logo above to get started.
Fuel Economy.gov
This site will find and compare gas mileage, greenhouse gas emissions, air pollution ratings and safety information for new and used cars and trucks.
Use a vehicle identification number (VIN) and detect any problem hidden in a vehicle's past. Receive a Vehicle Check on used vehicles for FREE. Offers a detailed Vehicle History report for a Fee.
Love My Credit Union
Additional Vehicle Discounts offered directly from the manufacturer for Credit Union Members only